4888 Airway Drive, Central Point

Serving Jackson and Josephine counties

Southern Oregon building solutions

Financing Made Easy

The new structure you’ve been thinking of building on your property could be an easy online application away.

Personal financing through LightStream

A flexible way to finance your project.

We may be compensated by LightStream through links on this site.

The new structure you’ve been thinking of building on your property could be an easy online application away. LightStream, the nation’s premier online consumer lender, offers quick financing to tackle almost any project. It’s an easy process with low rates, flexible terms and no fees or prepayment penalties. What more can you ask for in a lender?

Project financing

From the foundation to the roof.

From the foundation to the roof.

Get a structure loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier. Use your funds to pay for every aspect of your project, including parts, labor and installation.

No time? No problem.

LightStream’s easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST on a business banking day, LightStream can get funds to you as soon as the same day you apply.

Low rates. Low stress.

Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That’s what LightStream delivers, so you can build your structure without breaking your budget.

Financing without the fees.

No home equity requirements, fees or prepayment penalties. Plus, you’ll directly get funded in full, so you have complete ownership of your structure right from the get go.

A simple application path

The process is easier and faster than you can imagine.

01 Apply online

Click below to apply. You will receive a response shortly during business hours.

02 Complete the application

Complete the LightStream loan application and watch your email for updates.

03 Receive your funds

Funds are deposited directly into your bank account. Complete your project!

Ready to continue?

Apply with LightStream’s online application.

Use their monthly payment calculator to make it easy to find the best rate and terms for you.

All loans are subject to credit approval by LightStream.

Provider disclosure

LightStream lending information.

Truist Bank is an Equal Housing Lender. © 2026 Truist Financial Corporation. Truist, LightStream, and the LightStream logos are service marks of Truist Financial Corporation. All rights reserved. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

Your project starts here

Let’s build the right thing.

Tell us what you need and we will help you find the right next step.