4888 Airway Drive, Central Point

Serving Jackson and Josephine counties

Southern Oregon building solutions

Financing Options and Make a Payment

Choose the financing or payment path that fits what you need, then continue securely with the appropriate provider.

Choose your next step

Financing options and secure payment access.

Select an option below to continue. Financing applications and online payments are completed on secure third-party websites.

Financing and payment

$0 Down, No Interest for 12 Months

Explore the currently available promotional financing option through Avvance.

Financing and payment

Make a Payment

Make a payment on a current invoice or estimate through the secure Shed Guys payment path.

Financing and payment

Fast and Easy Personal Financing with LightStream

Review personal financing information, application steps, and provider disclosures before applying.

Compare the cost of each financing offer

Use each provider’s written offer to make a side-by-side comparison. Start with the same amount of project funding so differences in the loan amount do not hide differences in the borrowing cost.

Record the amount and fees

Write down the project amount, any payment you make up front, the amount financed and any fees. Ask whether a fee is paid separately, added to the balance or deducted from the funds you receive.

Compare the annual percentage rate

The annual percentage rate, or APR, expresses interest and certain fees as a yearly rate. Compare APR with APR, rather than comparing one offer’s interest rate with another offer’s APR. Check whether the rate is fixed or can change.

Read the term and total repayment together

Record the monthly payment, number of payments and total repayment shown in the provider’s disclosures. A longer repayment period can reduce a payment while increasing the total cost. Check whether any extra fees or final payment sit outside the regular monthly amount.

Check the promotional end date

For a promotional offer, ask what must be paid by the end date, what happens to any remaining balance and whether interest or other charges could apply if the conditions are not met. Use the provider’s current written terms for the answer.

Your comparison notes: amount financed; APR; fees; payment; number of payments; total repayment; promotional deadline and conditions. Keep the offer and disclosures with your project estimate.

The Shed Guys can explain the project and available payment paths. The financing provider confirms approval, rates and terms. Compare the written offers before choosing how to pay.

Not sure which option fits?

We are happy to walk you through the process.

If you’re interested in a financing option but you’re not quite sure which one is best for you, reach out to us and we would be happy to walk you through the process!

Your project starts here

Let’s build the right thing.

Tell us what you need and we will help you find the right next step.